South Jersey real estate trends show strong opportunities for sellers heading into the end of the year

Around this time of year, I often hear:
“Is there still enough time to list and sell my home before the year ends?”

The short answer? Yes — and here’s why.

Let’s take a look at what the numbers are telling us in South Jersey, especially in Atlantic and Ocean Counties, and why it’s still a solid time to step into the market.

🏠 Inventory Remains Low

South Jersey continues to see just 3–4 months of housing supply, well below the 6-month mark that defines a balanced market. This means it’s still a seller’s market, with fewer homes competing for serious buyers.

📉 Mortgage Rates Just Dipped

Rates have recently dropped to 6.1%–6.3%, the lowest we’ve seen in over three years. For buyers, that means more purchasing power — and for sellers, it means more motivated buyers entering the market to lock in better financing before year-end.

💰 Home Prices Are Holding Strong

The median U.S. home price is around $430,000, and in New Jersey, prices are up 5–6% year-over-year. Historically, every 1% drop in mortgage rates can lead to a 5–10% increase in home values — a trend already playing out in many local markets.

📍 What It Means for You

If you’ve been thinking about selling — whether to upgrade, downsize, or relocate — the current conditions still favor sellers. With limited inventory, rising prices, and buyer urgency returning, there’s still time to list, sell, and close before the holidays.

SOURCE:  (FRED, Sept 2025 | NJMLS, Aug 2025)

📩 Want a hyperlocal look at your neighborhood? Reach out and I’ll help you assess whether now is the right time to make your move.